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You might wonder why your mortgage payment goes up even if you have a fixed rate. It's because of something called an escrow account. This is like a special savings account that holds money for things like taxes and insurance. Sometimes, these bills go up, and that means your payment has to go up too. But don't worry, you can pay the extra money all at once or add it to your payment slowly. To avoid any surprises, you can ask the assessor's office or check online for your tax bill. And if you're
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