As air pollution worsens and hospital bills soar, health insurance has become more critical than ever. In this insightful conversation, Amit Chhabra from PolicyBazaar, breaks down how to choose the right sum insured and why families in metros like Delhi, Mumbai, and Bengaluru must secure at least ₹10 lakh cover per person. He explains that hospitalization costs are rising sharply, with claims now reaching ₹40-60 lakh - once rare, now routine. Amit stresses that upgrading your policy isn’t as exp

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