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“Fixed deposits are low-risk instruments compared to stocks and other equity investments. FD schemes offer guaranteed returns, bringing stability to a portfolio,” said Shetty. He noted that FDs help ...

The average Fixed Deposit (FD) returns in India typically range between 5 percent to 7 percent per annum, depending on the bank, tenure, and prevailing interest rates set by the Reserve Bank of India ...

Forbes contributors publish independent expert analyses and insights. Peter Lyon is based in Tokyo and writes about the car industry.

However, it is vital to recall that interest on fixed deposits is taxable. So, if you fall in a high tax bracket, then locking a large sum in fixed deposit (FD) may not be a good idea.