Americans are putting more on plastic, a sign that household cash flow is shaky and spending is unsustainable.

If you’ve made the switch to digital payments, but you also want to make sure to avoid debt, here are some strategies. Try to pay off your credit card balance each month Paying off your credit ...

In the next month, after paying the minimum dues for all cards, target the credit card with the next highest interest rate. The debt avalanche payment method helps you save on interest amount paid ...

it could free up more money for paying off debt. These apps can also help you decide which debts to pay off first, like credit card debt and other debt with a high APR. Learning about your options ...

Using a personal loan to pay off credit card debt could be a smart move ... hopefully with a much lower APR. Consider using a debt repayment calculator to determine how much sooner you could ...

Credit cards are used for a number of financial purposes ranging from paying your bills on time to staggering the bills across equated monthly instalments (EMIs) or for consolidating multiple ...

Using a balance transfer credit card Consolidating debt with a personal loan Borrowing money from family Paying off high-interest debt first Paying off the smallest balance first You can avoid ...

plus whatever the minimum payment was. When that balance is gone, you do the same for the $3,000 balance. You may not want to talk with someone about your credit card debt, but meeting with a ...

Accredited Debt ... credit counseling agency to consolidate your debts into one monthly payment, while also reducing the interest rate. This is a good option for consumers with credit card debt ...

A loan consolidation calculator can help you estimate what monthly ... applying can help you land a lower rate to save you ...