Americans are putting more on plastic, a sign that household cash flow is shaky and spending is unsustainable.

When it comes to eliminating your credit card balance, there’s no quick fix; but if you can muster some discipline, you can ...

Start tackling your credit card debt that's in collections today. 3 times you should pay off credit card debt collections.

Using a personal loan to pay off credit card debt could be a smart move ... hopefully with a much lower APR. Consider using a debt repayment calculator to determine how much sooner you could ...

Americans tend to overspend during the holiday season. In fact, some shoppers are still paying off last year’s purchases.

Using a balance transfer credit card Consolidating debt with a personal loan Borrowing money from family Paying off high-interest debt first Paying off the smallest balance first You can avoid ...

As a result, consolidating your credit card debt with a personal loan can save you money on interest while also combining your debts into one payment. If you understand the risks, a personal loan ...

Plus, you could get your funds from a SoFi debt ... well as a credit score of at least 660 to qualify. Happy Money (previously Payoff) offers personal loans specifically for credit card consolidation.

That balance accumulates interest, which quickly adds up and makes paying off your credit card debt much more difficult. Below, CNBC Select reviews what happens if you only pay the minimum due and ...

Caroline LupiniManaging Editor, Credit Cards & Travel Rewards Caroline ... goal is to get a break for high interest and pay off debt with a card that you can use in the long term, look at the ...