The average rate on 30-year fixed home loans increased to 6.72% for the week ending July 10, up from 6.67% last week.

The average rate on a 30-year U.S. mortgage edged up this week, ending a five-week decline in borrowing costs for homebuyers.

Mortgage rates dropped to 6.67%, the lowest point in recent weeks, as markets anticipate Federal Reserve rate cuts.

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Would it not be possible for us to do some form of swap where I essentially pay them the difference to reduce the stamp duty?

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