Making major financial purchases, like buying a house or a car, can typically only be done if your credit history is in good shape. Your credit history shapes your financial opportunities, and if it's ...

This fall, FICO's new models will track your BNPL payments, so those previously invisible late payments could now hurt your ...

Credit utilization is an important factor in your credit score. Most experts recommend keeping this ratio below 30 percent ...

In our culture of money, we tend to treat a credit score as a measure of how “responsible” we are. Creditors and lenders use this number to determine whether to trust us with debt, so it must signify ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

Financial influencer Tori Dunlap and Credit Karma's Courtney Alev share their top tips for building up credit scores using ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Learn how to find a personal loan with no credit history and which lenders are most likely to consider your application. Getting a personal loan with no credit history can be more difficult than ...