According to a report from TransUnion, delinquencies among renters doubled after the resumption in student loan collections.

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to ...

If Rs 60,000 sits on a Rs 2 lakh limit, your utilisation is around 30 percent — healthy and unlikely to cause score damage.

One of the biggest misconceptions is that paying minimum dues is enough to keep cards healthy. In reality, using too much of ...

Credit report errors such as incorrect details, misreported repayments, active closed loans and duplicate accounts can reduce ...

It's especially important to check if you're retired. If identity thieves wanted to steal a person's credit identity -- ...

Your CIBIL score significantly impacts housing loan eligibility and interest rates. Lenders prefer scores of 750+ to signify ...

Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.

An incorrect address on your credit report is one at which you've never lived and it can be a signal of identity theft.

Lenders often have minimum credit score requirements for personal loans, but there isn’t one minimum score every lender uses.

Using a credit card for large purchases could be a good option if you can still make your payments on time and in full.

RBI has released a draft with directions for the weekly update of credit information from the current fortnightly updates.