The Citi Simplicity card offers 0% intro APR for 21 months, plus no annual fee and no late fees. See if you should apply ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...

Avoid these 0% intro APR credit card mistakes, like picking the wrong card offer, overspending, and paying too little. Here's ...

Credit card balance transfers can be a smart way to reduce your credit card monthly payments or, in some cases, pay off what you owe entirely. The fee you'll pay to transfer your balance — which ...

Credit card APRs move up quickly when the Fed raises rates but drop more slowly when rates fall, which means cardholders ...

A survey finds 26% of Americans are still carrying credit card debt from last holiday season, highlighting the ongoing ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

Whether you’re new to the world of credit cards or an established pro, it’s essential to understand the terms that appear on your credit card statement. Two terms that may cause confusion, even if you ...

Using a credit card for large purchases could be a good option if you can still make your payments on time and in full.