A "CD ladder" might sound like some complex investing strategy, but it's actually very simple -- and profitable. And with interest rates on the decline, now is the perfect time to lock in a high APY ...

Discover how to open a certificate of deposit in simple steps. Compare providers, select your CD type, apply, fund it, and ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. What happens after your CD term is over, though? Once your CD account ...