You don't have to be pre-approved for a mortgage to buy a house. But it's smart—especially in a seller's market—to be: A pre-approval means that a lender has already determined that you're qualified ...

If are a first-time home buyer, navigating all the terminology and various steps to securing a home loan can be downright confusing, but with such a large amount of money on the line, knowing your ...

In the home-buying process, the majority of conversations tend to revolve around mortgage interest rates and capitalizing on the low rates. This makes sense, as current interest rates are around or ...

Shopping for homes is exciting until one needs to secure financing to purchase. Even with savings, most Americans can only buy a house through a mortgage loan. In the fourth quarter of 2022, the US ...

Learn what you need to speed up the approval process Mortgage lenders offer pre-approval letters to buyers they believe can repay their loans. However, unlike mortgage pre-qualification, the ...

I am currently in the process of buying my first home, and one of the more confusing (and frustrating) aspects of first-time homebuying involved the mortgage pre-approval letter. At what point in the ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial advisors that serve your area in minutes. Each advisor has been vetted by ...

The Department of Veterans Affairs last week announced it is streamlining the loan approval process for borrowers with a VA-appointed fiduciary and for veteran borrowers who apply for a joint loan.

Dana George has a BA in Management and Organization Development from Spring Arbor University. For more than 25 years, she has written and reported on business and finance, and she's still passionate ...

The personal lending industry has exploded in size in recent years. There are dozens of reputable companies who want to loan you money. And the pre-approval process for personal loans is far more ...