The Citi Simplicity card offers 0% intro APR for 21 months, plus no annual fee and no late fees. See if you should apply ...

The best balance transfer cards now have long 0% APR periods and no annual fees. Find the right card for you and start tackling debt today.

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

Credit card APRs move up quickly when the Fed raises rates but drop more slowly when rates fall, which means cardholders ...

A balance transfer credit card can be a valuable tool for getting out of debt -- but it's not right for everyone. Holly Johnson is a credit card expert and writer who covers rewards and loyalty ...

The smartest way to use a credit card is to pay off your statement balance in full by the due date every month. This good habit can help you in two important ways. When you avoid revolving a balance ...

With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...

Erin is a personal finance expert and journalist who has been writing online for nearly a decade. Her passion for teaching others about personal finance came from her own experience of learning to ...

Using a credit card for large purchases could be a good option if you can still make your payments on time and in full.

Balance transfers are a popular way to pay off debt. The best balance transfer credit cards, which are generally available to consumers who have good or excellent credit, offer a 0% intro APR on ...