If you’ve been denied a credit card hardship plan or offered terms that you can’t afford, credit counseling may get your ...

Many debt consolidation products (like debt consolidation loans) have lower interest rates than credit cards, so you could ... for a peer-to-peer loan. Credit counseling can be a good first ...

A South Charlotte man was able to wipe out tens of thousands of dollars in debt with help from a nonprofit that specializes ...

Specializing in credit card debt, Freedom Debt Relief ... applying for a debt consolidation loan and working with a credit counseling service. To vet a debt settlement company, contact a consumer ...

Compare: Debt consolidation loans vs. balance transfer cards Debt management plans ... You make a single payment each month to a credit counseling agency, which distributes it among your creditors.

Three common strategies are debt management plans, debt consolidation and debt settlement ... product marketing manager with American Consumer Credit Counseling. "So, your interest rate [on existing ...

If you’re facing $50,000 to $300,000 (or more) in high-interest credit card debt or personal loans ... and accelerate your ...

Some debt relief methods come with costs of their own, which can be quite steep. Learn which options are best for you and the debt relief costs you may have to pay.

While debt consolidation programs ... kick unsecured debts—like medical bills and credit card debt—to the curb. Under this plan, you send the counseling agency a monthly lump-sum payment.

The average American is saddled with debt. When you need assistance, these are the four types of debt relief programs you should consider.

After consolidation, they'll have one monthly personal loan payment instead of juggling several high-interest credit card payments, potentially saving money on interest and simplifying their debt ...